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When my oldest son became hopelessly in debt with his credit cards as a freshman in college, I not only helped him destroy the credit cards, but I also went in search of a program that would help me educate my children on financial matters
One day last year, my husband called me from his office"I have someone I think you should meet," he said"His name is Robert KiyosakiHe's a businessman and investor, and he is here applying for a patent on an educational productI think it's what you have been looking for

Just What I Was Looking For

My husband, Mike, was so impressed with CASHFLOW, the new educational product that Robert Kiyosaki was developing, that he arranged for both of us to participate in a test of the prototypeBecause it was an educational game, I also asked my 19-year-old daughter, who was a freshman at a local university, if she would like to take part, and she agreed
About fifteen people, broken into three groups, participated in the testIt was the educational product I had been looking forBut it had a twist: It looked like a colorful Monopoly board with a giant well-dressed rat in the middleUnlike Monopoly, however, there were two tracks: one inside and one outsideThe object of the game was to get out of the inside track-what Robert called the "Rat Race" and reach the outer track, or the "Fast Track As Robert put it, the Fast Track simulates how rich people play in real life
Robert then defined the "Rat Race" for us
"If you look at the life of the average-educated, hard-working person, there is a similar pathThe child is born and goes to schoolThe proud parents are excited because the child excels, gets fair to good grades, and is accepted into a collegeThe child graduates, maybe goes on to graduate school and then does exactly as programmed: looks for a safe, secure job or careerThe child finds that job, maybe as a doctor or a lawyer, or joins the Army or works for the governmentGenerally, the child begins to make money, credit cards start to arrive in mass, and the shopping begins, if it already hasn't
"Having money to burn, the child goes to places where other young people just like them hang out, and they meet people, they date, and sometimes they get marriedLife is wonderful now, because today, both men and women workTwo incomes are blissThey feel successful, their future is bright, and they decide to buy a house, a car, a television, take vacations and have childr